2026 BAH Rates — Panama City, FL
Military housing area FL063, covering 19 ZIP codes around Panama City. Rates are monthly, effective January 1, 2026, from the official Defense Travel Management Office dataset. An E-5 with dependents receives $2,163/month here.
Enlisted
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 | $2,058 | $1,713 |
| E-2 | $2,058 | $1,713 |
| E-3 | $2,058 | $1,713 |
| E-4 | $2,058 | $1,713 |
| E-5 | $2,163 | $1,863 |
| E-6 | $2,442 | $1,959 |
| E-7 | $2,538 | $2,058 |
| E-8 | $2,643 | $2,223 |
| E-9 | $2,766 | $2,298 |
Warrant Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| W-1 | $2,460 | $2,037 |
| W-2 | $2,580 | $2,220 |
| W-3 | $2,712 | $2,310 |
| W-4 | $2,787 | $2,460 |
| W-5 | $2,886 | $2,562 |
Officer (prior enlisted)
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1E | $2,556 | $2,160 |
| O-2E | $2,691 | $2,280 |
| O-3E | $2,802 | $2,433 |
Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1 | $2,202 | $1,953 |
| O-2 | $2,439 | $2,133 |
| O-3 | $2,709 | $2,337 |
| O-4 | $2,913 | $2,538 |
| O-5 | $3,060 | $2,595 |
| O-6 | $3,084 | $2,691 |
| O-7 | $3,105 | $2,736 |
| O-8 | $3,105 | $2,736 |
| O-9 | $3,105 | $2,736 |
| O-10 | $3,105 | $2,736 |
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