2026 BAH Rates — Louisville, KY
Military housing area KY109, covering 105 ZIP codes around Louisville. Rates are monthly, effective January 1, 2026, from the official Defense Travel Management Office dataset. An E-5 with dependents receives $1,989/month here.
Enlisted
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 | $1,809 | $1,377 |
| E-2 | $1,809 | $1,377 |
| E-3 | $1,809 | $1,377 |
| E-4 | $1,809 | $1,377 |
| E-5 | $1,989 | $1,533 |
| E-6 | $2,274 | $1,704 |
| E-7 | $2,316 | $1,815 |
| E-8 | $2,364 | $2,052 |
| E-9 | $2,487 | $2,127 |
Warrant Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| W-1 | $2,292 | $1,758 |
| W-2 | $2,334 | $2,049 |
| W-3 | $2,397 | $2,139 |
| W-4 | $2,523 | $2,277 |
| W-5 | $2,679 | $2,325 |
Officer (prior enlisted)
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1E | $2,322 | $1,986 |
| O-2E | $2,385 | $2,109 |
| O-3E | $2,547 | $2,265 |
Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1 | $2,031 | $1,626 |
| O-2 | $2,271 | $1,932 |
| O-3 | $2,394 | $2,166 |
| O-4 | $2,730 | $2,310 |
| O-5 | $2,973 | $2,331 |
| O-6 | $2,997 | $2,373 |
| O-7 | $3,015 | $2,412 |
| O-8 | $3,015 | $2,412 |
| O-9 | $3,015 | $2,412 |
| O-10 | $3,015 | $2,412 |
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