2026 BAH Rates — Atlantic City, NJ
Military housing area NJ196, covering 32 ZIP codes around Atlantic City. Rates are monthly, effective January 1, 2026, from the official Defense Travel Management Office dataset. An E-5 with dependents receives $2,655/month here.
Enlisted
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 | $2,559 | $2,004 |
| E-2 | $2,559 | $2,004 |
| E-3 | $2,559 | $2,004 |
| E-4 | $2,559 | $2,004 |
| E-5 | $2,655 | $2,298 |
| E-6 | $3,291 | $2,469 |
| E-7 | $3,414 | $2,562 |
| E-8 | $3,543 | $2,784 |
| E-9 | $3,735 | $2,976 |
Warrant Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| W-1 | $3,312 | $2,538 |
| W-2 | $3,465 | $2,781 |
| W-3 | $3,627 | $2,997 |
| W-4 | $3,774 | $3,318 |
| W-5 | $3,954 | $3,441 |
Officer (prior enlisted)
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1E | $3,435 | $2,652 |
| O-2E | $3,603 | $2,934 |
| O-3E | $3,801 | $3,285 |
Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1 | $2,736 | $2,457 |
| O-2 | $3,285 | $2,628 |
| O-3 | $3,624 | $3,060 |
| O-4 | $4,014 | $3,417 |
| O-5 | $4,296 | $3,486 |
| O-6 | $4,332 | $3,606 |
| O-7 | $4,365 | $3,669 |
| O-8 | $4,365 | $3,669 |
| O-9 | $4,365 | $3,669 |
| O-10 | $4,365 | $3,669 |
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