2026 BAH Rates — Wilmington, NC
Military housing area NC186, covering 29 ZIP codes around Wilmington. Rates are monthly, effective January 1, 2026, from the official Defense Travel Management Office dataset. An E-5 with dependents receives $2,040/month here.
Enlisted
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 | $1,932 | $1,491 |
| E-2 | $1,932 | $1,491 |
| E-3 | $1,932 | $1,491 |
| E-4 | $1,932 | $1,491 |
| E-5 | $2,040 | $1,701 |
| E-6 | $2,502 | $1,878 |
| E-7 | $2,547 | $1,932 |
| E-8 | $2,595 | $2,136 |
| E-9 | $2,736 | $2,271 |
Warrant Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| W-1 | $2,523 | $1,905 |
| W-2 | $2,568 | $2,133 |
| W-3 | $2,631 | $2,289 |
| W-4 | $2,775 | $2,508 |
| W-5 | $2,958 | $2,559 |
Officer (prior enlisted)
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1E | $2,553 | $2,037 |
| O-2E | $2,619 | $2,241 |
| O-3E | $2,805 | $2,496 |
Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1 | $2,100 | $1,818 |
| O-2 | $2,496 | $2,007 |
| O-3 | $2,628 | $2,334 |
| O-4 | $3,018 | $2,541 |
| O-5 | $3,303 | $2,565 |
| O-6 | $3,327 | $2,607 |
| O-7 | $3,351 | $2,652 |
| O-8 | $3,351 | $2,652 |
| O-9 | $3,351 | $2,652 |
| O-10 | $3,351 | $2,652 |
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