2026 BAH Rates — Cincinnati, OH
Military housing area OH228, covering 100 ZIP codes around Cincinnati. Rates are monthly, effective January 1, 2026, from the official Defense Travel Management Office dataset. An E-5 with dependents receives $2,283/month here.
Enlisted
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 | $2,031 | $1,524 |
| E-2 | $2,031 | $1,524 |
| E-3 | $2,031 | $1,524 |
| E-4 | $2,031 | $1,524 |
| E-5 | $2,283 | $1,713 |
| E-6 | $2,526 | $1,893 |
| E-7 | $2,553 | $2,040 |
| E-8 | $2,583 | $2,337 |
| E-9 | $2,676 | $2,400 |
Warrant Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| W-1 | $2,544 | $1,953 |
| W-2 | $2,565 | $2,334 |
| W-3 | $2,607 | $2,412 |
| W-4 | $2,703 | $2,523 |
| W-5 | $2,829 | $2,559 |
Officer (prior enlisted)
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1E | $2,556 | $2,280 |
| O-2E | $2,595 | $2,385 |
| O-3E | $2,724 | $2,517 |
Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1 | $2,322 | $1,776 |
| O-2 | $2,523 | $2,202 |
| O-3 | $2,604 | $2,433 |
| O-4 | $2,868 | $2,544 |
| O-5 | $3,060 | $2,562 |
| O-6 | $3,084 | $2,583 |
| O-7 | $3,105 | $2,625 |
| O-8 | $3,105 | $2,625 |
| O-9 | $3,105 | $2,625 |
| O-10 | $3,105 | $2,625 |
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