2026 BAH Rates — Memphis, TN
Military housing area TN268, covering 85 ZIP codes around Memphis. Rates are monthly, effective January 1, 2026, from the official Defense Travel Management Office dataset. An E-5 with dependents receives $2,154/month here.
Enlisted
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 | $1,992 | $1,530 |
| E-2 | $1,992 | $1,530 |
| E-3 | $1,992 | $1,530 |
| E-4 | $1,992 | $1,530 |
| E-5 | $2,154 | $1,719 |
| E-6 | $2,319 | $1,839 |
| E-7 | $2,337 | $1,995 |
| E-8 | $2,346 | $2,193 |
| E-9 | $2,376 | $2,232 |
Warrant Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| W-1 | $2,334 | $1,944 |
| W-2 | $2,343 | $2,190 |
| W-3 | $2,355 | $2,238 |
| W-4 | $2,394 | $2,310 |
| W-5 | $2,484 | $2,322 |
Officer (prior enlisted)
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1E | $2,340 | $2,151 |
| O-2E | $2,349 | $2,220 |
| O-3E | $2,409 | $2,307 |
Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1 | $2,181 | $1,824 |
| O-2 | $2,316 | $2,103 |
| O-3 | $2,352 | $2,253 |
| O-4 | $2,508 | $2,313 |
| O-5 | $2,643 | $2,325 |
| O-6 | $2,661 | $2,328 |
| O-7 | $2,679 | $2,343 |
| O-8 | $2,679 | $2,343 |
| O-9 | $2,679 | $2,343 |
| O-10 | $2,679 | $2,343 |
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