2026 BAH Rates — Waco, TX
Military housing area TX415, covering 33 ZIP codes around Waco. Rates are monthly, effective January 1, 2026, from the official Defense Travel Management Office dataset. An E-5 with dependents receives $1,755/month here.
Enlisted
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 | $1,617 | $1,404 |
| E-2 | $1,617 | $1,404 |
| E-3 | $1,617 | $1,404 |
| E-4 | $1,617 | $1,404 |
| E-5 | $1,755 | $1,440 |
| E-6 | $2,097 | $1,572 |
| E-7 | $2,199 | $1,650 |
| E-8 | $2,310 | $1,830 |
| E-9 | $2,496 | $1,926 |
Warrant Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| W-1 | $2,118 | $1,590 |
| W-2 | $2,244 | $1,827 |
| W-3 | $2,382 | $1,938 |
| W-4 | $2,538 | $2,118 |
| W-5 | $2,730 | $2,223 |
Officer (prior enlisted)
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1E | $2,217 | $1,752 |
| O-2E | $2,361 | $1,902 |
| O-3E | $2,568 | $2,091 |
Officer
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| O-1 | $1,803 | $1,473 |
| O-2 | $2,094 | $1,713 |
| O-3 | $2,379 | $1,971 |
| O-4 | $2,793 | $2,199 |
| O-5 | $3,093 | $2,319 |
| O-6 | $3,117 | $2,361 |
| O-7 | $3,138 | $2,400 |
| O-8 | $3,138 | $2,400 |
| O-9 | $3,138 | $2,400 |
| O-10 | $3,138 | $2,400 |
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